SafeOunce has corrected 0 errors as of September 29, 2026; each error we fix is listed below with what was wrong, what is right and its source. Why keep a public list? A wrong limit, age or fee on a retirement page can cost you money, so this page shows you exactly what changed and when.
A correction fixes a fact that was wrong when we published it. Each one names its primary source, the original document, such as an IRS notice, the tax code, a court order or a fee schedule. Below are the 4 kinds of change, our 5 fix steps, the 7 kinds of gold IRA facts we check hardest and how to report an error. No company can pay to change a fact on SafeOunce.
What Has SafeOunce Corrected? The Corrections Log#
As of September 29, 2026, SafeOunce has no corrections to report: this log opened the day our first pages went live. The table below is the full log, newest first.
| Date corrected | Page | What we said | What is correct | Source (date read) | Kind | Money-relevant? | Rating changed? | Found by |
|---|---|---|---|---|---|---|---|---|
| September 29, 2026 | No corrections yet |
Entries stay in date order, newest first, and they are never removed. Each row links to the corrected page and to the document that proves the fix. An entry is either a correction or a clarification, which is a fix to wording that could mislead you when the fact itself was right.
Updates, such as new IRS limits or a quarterly fee recheck, appear on the page itself with a "data as of" date, not in this log.
The principles behind this log, independence and primary sources, are set out in our editorial policy on sources and corrections.
How do you read a log entry?#
Each entry answers 5 questions: when we fixed it, which page, what we said, what is right, and which document proves it. The table below fills in every field for one made-up entry. It is an example, not a real correction, and its wrong figure is invented to show the format.
| Field | Example entry |
|---|---|
| Date corrected | Example date |
| Page | Gold IRA contribution limits |
| What we said | "The 2026 catch-up contribution for savers 50 and older is $1,000." |
| What is correct | $1,100, for a total of $8,600 at 50 and older ($7,500 + $1,100) |
| Source (date read) | IRS Notice 2025-67, read September 29, 2026 |
| Kind | Correction |
| Money-relevant? | Yes: a limit you act on |
| Rating changed? | No |
| Found by | Reader report |
| Pages fixed | Example: Gold IRA contribution limits, plus every other page that stated the 2026 catch-up, each listed by name |
A catch-up contribution is the extra amount savers 50 and older may add to an IRA each year. For 2026 it is $1,100, on top of the $7,500 limit.
"Money-relevant" means the wrong value could have changed what you do with your money, such as how much you contribute or which fee you expect. "Found by" tells you whether a reader, a company or our own recheck caught the error.
What Counts as a Correction, and What Is Only an Update? 4 Kinds of Change#
A correction fixes a fact that was wrong when we published it; an update records a fact that changed later, such as a new IRS limit. SafeOunce sorts every change into 4 kinds: correction, clarification, update and status change. The table below shows each kind, a gold IRA example, what you see and where it is recorded.
| Kind | What it is | Example | What you see on the page | Where it is recorded |
|---|---|---|---|---|
| Correction | A fact, number, date, name or citation that was wrong when we published it | Example: a page gives $1,000 as the 2026 catch-up contribution; the IRS figure is $1,100 (IRS Notice 2025-67) | A dated correction note, at the top of the page if the number is money-relevant | This log |
| Clarification | Wording that could mislead you, although the fact was right | Example: "$285 a year" for a custodian without saying it is Equity Trust's precious-metals-only schedule with segregated storage (FS-0004-05 Rev. 081726), from year 2; or a contract's spread cap written as a price charged instead of "up to" | A dated clarification note | This log |
| Update | The world changed after we published | Example: the IRS publishes the 2027 limits (expected October-November 2026; not announced as of September 29, 2026), or a quarterly recheck finds a new fee schedule | The new value with a new "data as of" date | The page only |
| Status change | A company's legal status changes | Example: a company files for bankruptcy, is placed in receivership (a court puts a receiver in control of its assets), closes or is renamed | A new status label (the word at the top of a company page, such as "failed", "closed", "renamed" or "sanctioned") with the court or regulator, the case number and the date | The company page and the ratings changelog |
An update replaces a value that was right when we wrote it, so it does not mean we were wrong. Prices, premiums, fees and ratings are rechecked at publication and then at least every quarter. A fee schedule is a custodian's official price list, and each version carries its own code. IRS limits change when the IRS publishes its next notice.
What about a value the law has not settled yet? Example: the RMD age for people born in 1959 is 73 under proposed IRS regulations (REG-103529-23), not final ones, and we print the word "proposed". If final regulations set a different age, the page gets an update, because it stated the status correctly. A page that printed the proposed age as final would get a correction.
What is not logged?#
Typos, broken links and layout fixes are not logged, because they change no fact. The 3 kinds of edit we make without a log entry are listed below.
- Spelling and grammar fixes that do not change a name, a number or the meaning of a sentence.
- Broken or moved links, replaced with the same source's new address.
- Layout and design changes, such as a new table style.
A moved link that now points to a new version of a document, such as a new fee schedule revision, counts as an update or a correction. Any fix to a wrong dollar amount, percentage, date, age, case number, legal status or score is always logged, even when the error is small.
How Does SafeOunce Fix a Mistake? 5 Steps#
When we confirm an error, we fix it on every page that carries it, add a dated note, list it in this log and recheck any rating it touched. The 5 steps are listed below, in order.
- Check the claim against the primary source, such as an IRS notice, a regulator's order, a court docket or the company's current fee schedule. A court docket is the official list of filings in a court case.
- Fix every page that states the same value on the same day, not only the page where the error was reported. Example: Equity Trust's $285 a year with segregated storage (FS-0004-05 Rev. 081726) can sit on a custodian page, a fee comparison and a calculator; the entry lists each page fixed.
- Add a dated note that says what was wrong and what is right. Money-relevant errors get the note at the top of the page.
- List the correction in this log, with every page that was fixed.
- Recheck the rating when the error touched a company's rating criteria. Any score change also goes into the SafeOunce ratings changelog, our public list of every score change, with the criterion, the points and the reason.
We fix confirmed errors as soon as we have checked them against the source, and money-relevant errors come first.
What if two official sources disagree? We print both values with their sources and dates, and we say which one we use and why.
A correction that moves a score is recomputed under how SafeOunce rates gold IRA companies, like every other score.
Which errors get a note at the top of the page?#
Errors in any number you might act on get a dated note at the top of the page, so you see it before you read on. The 7 kinds of money-relevant facts that get a top note are listed below.
- Contribution limits, such as the 2026 IRA limit of $7,500 plus $1,100 at 50 and older (IRS Notice 2025-67).
- Ages, such as the age when gold IRA required minimum distributions start: 73, or 75 if you were born in 1960 or later (26 U.S.C. 401(a)(9)(C)(v)).
- Deadlines, such as the 60 days you have to finish an indirect (60-day) rollover (26 U.S.C. 408(d)(3)).
- Tax rules, such as the rule that traditional IRA withdrawals are taxed as ordinary income (IRS Publication 590-B).
- Fees and minimums, with the fee schedule's name and date.
- Legal status and case facts, such as a company's bankruptcy chapter or case number.
- Ratings, meaning any SafeOunce Score or rating criterion.
An RMD (required minimum distribution) is the yearly amount you must withdraw from a traditional IRA from a set age. A rollover moves money or property paid out of one retirement account into another; a direct transfer between custodians is not a rollover.
Other corrections and all clarifications get a dated note at the end of the page, and no note is ever deleted. A top note follows this pattern (example): "Correction, [date]: An earlier version of this page gave the 2026 catch-up contribution as [old value]. The correct figure is $1,100 (IRS Notice 2025-67)."
Does SafeOunce ever delete a correction?#
No: once an entry is in this log, it stays, even if the page it corrected is later rewritten. The old value, the new value and the source stay on view.
A correction can be wrong too. When that happens, we add a new entry that says so and points to the first one. We never edit the old entry, so you can follow the chain from the first mistake to the final fix.
Example chain: entry 1 changes a page's 2026 catch-up from $1,000 to $1,100 but leaves the total at 50 and older as $8,500. Entry 2 corrects the total to $8,600 ($7,500 + $1,100, IRS Notice 2025-67) and points back to entry 1. Both entries stay on view.
A reader who acted on the first fix needs to know it changed. A log that can be quietly edited proves nothing, so ours only grows.
Which public standards does this policy follow?#
This policy follows 2 public standards: the Society of Professional Journalists' Code of Ethics and the Code of Principles of the International Fact-Checking Network (IFCN). A fact-checker is an organization that checks public claims against evidence. SafeOunce follows both codes, as read on September 29, 2026; it is not a member or signatory of either body.
The SPJ Code of Ethics says: "Acknowledge mistakes and correct them promptly and prominently. Explain corrections and clarifications carefully and clearly."
SafeOunce meets it with top-of-page notes for money-relevant errors and the old and new value in every entry.
The IFCN Code of Principles includes "A commitment to an Open & Honest Corrections Policy". Signatories correct "clearly and transparently in line with the corrections policy, seeking so far as possible to ensure that readers see the corrected version."
SafeOunce meets it by putting the note on the page you read and fixing every affected page the same day.
Which Gold IRA Facts Does SafeOunce Check Hardest? 7 Kinds That Change or Get Misquoted#
The gold IRA facts most likely to go wrong are those that change every year or sound official, such as IRS limits, ages, fees and "IRS-approved" claims. We guard each of the 7 kinds with a date, a named source or a fixed wording.
Why these 7? Limits, fees and company status change every year or faster. Ages and deadlines sit in the tax code and are easy to misquote. A contract cap or an "IRS-approved" label sounds official when it is not, and each can change what you do with retirement money.
The table below gives each kind of fact, its correct value as of September 29, 2026, the primary source and how we guard it.
| Kind of fact | Correct value (as of September 29, 2026) | Primary source | How we guard it |
|---|---|---|---|
| 1. IRS limits | 2026 IRA limit $7,500, plus $1,100 catch-up at 50 and older = $8,600. The 2027 limits are not announced. | IRS Notice 2025-67 | Every limit shows its year and IRS notice and is updated when the IRS publishes; current figures in gold IRA contribution limits |
| 2. Ages and deadlines | RMDs start at 73 if you were born 1951-1958 and at 75 if born 1960 or later; born 1959 is 73 under proposed IRS regulations (REG-103529-23), not final. An indirect (60-day) rollover must be completed by the 60th day after you receive the distribution; a deadline on a weekend or holiday moves to the next business day (26 U.S.C. 7503). One IRA-to-IRA 60-day rollover is allowed per 12 months across all your IRAs (Bobrow v. Commissioner, T.C. Memo. 2014-21; IRS Announcement 2014-15). Neither rule applies to trustee-to-trustee transfers. | 26 U.S.C. 401(a)(9)(C)(v); 26 U.S.C. 408(d)(3) | The statute is cited next to each age and deadline, and each rule says what it does not cover; details in gold IRA required minimum distributions |
| 3. "IRS-approved" claims | The IRS says "there is no list of approved investments for retirement plans". Metals qualify under 26 U.S.C. 408(m)(3): named US coins, or bullion at minimum fineness, meaning purity (gold .995, which is 99.5% gold; silver .999; platinum and palladium .9995). | IRS Retirement Plan Investments FAQs, read September 29, 2026 | We write "IRA-eligible under 26 U.S.C. 408(m)(3)", never "IRS-approved" as a claim |
| 4. Fees and minimums | Example: Equity Trust's precious-metals-only schedule comes to $285 a year with segregated storage ($125 annual fee + $160 storage) from year 2, and $335 in year 1 with the $50 setup fee, as of September 29, 2026 | Equity Trust fee schedule FS-0004-05 Rev. 081726 | Every fee names its schedule, revision code, date and scope, and is rechecked at least every quarter |
| 5. Company status | Example: Rosland Capital filed a liquidating Chapter 11 case (a bankruptcy in which the company sells what it has and closes) on July 2, 2026 (case 2:26-bk-16650-BB) | U.S. Bankruptcy Court, Central District of California, case docket | Status words (failed, closed, renamed, sanctioned) always come with the court or regulator, the case number and the date for each of the failed gold IRA companies |
| 6. Allegations vs findings | Example: the CFTC and state case against Metals.com is pending, with a civil trial set for March 1, 2027 | CFTC v. TMTE, N.D. Tex. 3:20-cv-02910-X, case docket | A claim stays "alleged" until a court or regulator decides it |
| 7. Contract caps vs prices charged | Example: American Hartford Gold's Shipping and Transaction Agreement (September 2026) allows bullion spreads (the gap between what you pay and what the metal is worth) of "up to" 19.99% | The agreement itself, September 2026 version | A contract maximum is never written as the price a company charges |
In September 2026 we still found other websites giving the 2025 IRA limits ($7,000 plus $1,000) as current, an RMD age of 72 and "IRS-approved" depositories. Those are the errors this log exists to keep off SafeOunce.
How Can You Report an Error to SafeOunce?#
You can report an error through our contact page: tell us the page, the sentence, what you believe is right and, if you have it, the source. You do not need to be an expert. If a number looks wrong, tell us.
The 4 things to include in a report are listed below.
- The page address, which is the link in your browser's address bar.
- The exact sentence or table row you think is wrong.
- The value you believe is right.
- The source, if you have one, such as an IRS publication, a statement from your custodian or a court document.
The 3 extras below speed up a check.
- For a fee: the name of the fee schedule and its revision code, the version label printed on it, such as "Rev. 081726".
- For a company's status: the court and the case number.
- For a tax rule: the IRS publication or the section of the tax code.
We check every report against the primary source. If we were wrong, we fix the error with the 5 steps above and log it as "Found by: reader report", without your name.
What if we disagree with your report? The page keeps the value its primary source supports, and conflicting official sources are both shown with their dates.
Send your report through the contact SafeOunce page.
Can a company ask SafeOunce to change its page?#
Yes: a company can get a fact on its page corrected by sending the document that proves it, such as its contract, fee schedule or a court order. The 4 documents a company can send are listed below; each must be dated.
- The current customer agreement, with its version date. A customer agreement is the contract you sign with the dealer.
- A fee schedule, with its revision code.
- A court or regulator order.
- A written, itemized price quote.
A phone call or an email saying a fact is wrong is not enough on its own; the same document rule applies to ratings.
The 3 things that never change, whatever a company sends, are listed below.
- Accurate facts that are unfavorable, such as a complaint count, a lawsuit or a settlement.
- The word "alleged", which stays until a court or regulator decides the case.
- Anything offered in exchange for money, a favor or a threat.
No payment, offer or threat changes a fact or a score here. SafeOunce takes no money from any company named on this page. The details are on who pays SafeOunce.
Where Else Does SafeOunce Record Changes to Ratings, Rules and Prices?#
This log records errors, while 4 other places record changes that were not errors, such as a new score, a new fee or a new IRS limit. The 4 places are listed below.
- The ratings changelog: every score change, with the criterion, the points and the reason.
- "Data as of" dates: printed next to every price, premium, fee, minimum and complaint count, and rechecked at least every quarter.
- The method version: every rated page shows which version of the rating method it used.
- News: new IRS limits, rulings and enforcement cases are covered in precious metals IRA news as they are announced.
Corrections log frequently asked questions#
Why is the corrections log empty?#
Because no error has been confirmed since SafeOunce published its first pages, the day this log opened. The first confirmed error will appear at the top with its date. We do not fill an empty log with made-up entries.
Are price and fee updates corrections?#
No: when a price, fee or IRS limit changes after we publish, we update the page and its "data as of" date. Only values that were wrong when published are logged here. The 2027 IRA limits, not announced as of September 29, 2026, will not create a log entry.
Does a correction change a company's rating?#
Only if the corrected fact is part of a rating criterion; then the score is recomputed and the change is dated in the ratings changelog. Every log entry says "Rating changed: yes" or "no". A corrected founding year, for example, touches no rating criterion.
Who corrects errors at SafeOunce?#
The SafeOunce Editorial Team fixes every error against the primary source and signs every correction note with the team name. Who runs SafeOunce is explained on one page: read more about SafeOunce.
Can you see the old version of a corrected page?#
The log keeps what the page said before the fix, so you can see the old value without the old page. The "What we said" column quotes the wrong sentence or number.
How do you report a gold IRA company, not an error on SafeOunce?#
Complaints about a gold IRA company go to the regulators, such as the CFTC, the SEC, the FTC or your state; we explain which agency handles what. This page only handles errors on SafeOunce. For a problem with a dealer or custodian, read how to report a gold IRA company to the right agency.